Did you know that the reason that women's car insurance is lower is because that over 92% of driving offences are done by men. Also, 98% of convictions for dangerous driving are done by men.

It's been proven that women drive slower and are more courteous towards pedestrians and other road users. However it is true that women have almost the same amount of accidents as men do, but, they are usually much less serious and less expensive.

We are all aware of the new businesses popping up and the women only car insurance policy offers that are currently available to the British public, but what other ways are there to lower that insurance quote even further? Check out these tips to see the cost go down again!

If you go for a small run around for your first car you will save money simply because it will have a smaller engine. Similarly, if you have just passed your test, take out your own insurance as soon as you can rather than using your parents' - you can build up you no claims bonus nice and quickly for when you want to buy a bigger car.

Try to avoid modifications! That spoiler and noisy exhaust will usually do absolutely nothing to your car other than cost you more money on your insurance, as unfortunately most drivers with said modifications have more car accidents. Why not put money aside for a deposit on a nice new car instead?

Something you should definitely add to your car however is extra security. Anything from new locking to a simple steering bar will make your car much more secure and therefore bring down your insurance costs.

If you are not going to be using your car very much and travelling small distances you could choose to go for a "pay as you go" style insurance. You will have a small monitor put in your car that will record how much you travel and charge you only while you drive.