Finding the right Motor Fleet Insurance for your business can be a daunting task. Despite popular opinion there are various levels of cover you can request from your Insurance. Your Insurance needs to provide the right cover for your vehicles as well as your drivers. There are three levels of cover you can choose from:

* Comprehensive
* Third Party Fire & Theft
* Third Party Only

Some insurance companies will also allow you to have varied cover on your fleet insurance policy.
In addition to this cover you can also be offered certain extensions to your insurance policy which may include:

* Windscreen cover
* Breakdown Cover
* Courtesy cars
* Legal Expenses Insurance

You need to give careful consideration as to who will drive your vehicles as the higher the age restriction the larger the discount you will receive from your insurance company. Some of the more common restrictions you can opt for are:

* Any Licensed Driver Over 30
* Any Licensed Driver Over 25
* Any Licensed Driver Over 21

In addition, if you have particularly sporty or expensive cars to be covered by your insurance you may wish to voluntarily restrict the driving age just for these vehicles. This is to demonstrate that you are not going to let your 18 year old apprentice drive your Porsche!

Finally your insurance broker will need to know the type of use for your motor fleet insurance. Examples of these are as follows:

* Haulage
* Carriage of Own Goods
* Private and / or Public Hire
* Social Domestic & Pleasure use only (SD&P)
* SD& P and Business Use
* Carriage of hazardous Goods
* Airport Side Use Extension



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